What we have to offer

Creating something
new together

(Co-)Development

Financial education affects many areas of our lives. In order to close all (educational) gaps, we evaluate, develop and implement. The results are effective products that are cast in various forms: digital e-learning tools, apps, multi-media campaigns, classic workshops and much more.

A free, self-determined life without money worries.
A big target.

A target that we can only achieve together – that is why we need co-operation.

Does your company recognise the crucial nature of the topic, want to take responsibility and to convey financial education to its target groups? Are you looking for a partner who will provide holistic input and ideas and pour them into new forms, along with your thoughts and goals? Then we are just right for you!

Currently we are working on the following projects, among others:

Three Coins Finanzbildung Ko-Entwicklung
Three Coins Finanzbildung Ko-Entwicklung

Finance app

Numbers cause stress. Money causes stress. We have developed a new method to convey healthy money management – completely without stress:

The smartphone app MoneyBubble is the daily companion, which provides an overview of your own finances and prevents being stressed by money issues. In a playful way and with a low entry threshold, it aims at making anyone and everyone a financial competency hero.

MoneyBubblers (users of the app) are supported step by step on their path through a gamified training program and are motivated by challenges to learn and adapt their behaviour. A convincing and novel design as well as a motivating, low-threshold language have inspired those who have tested it out so far.

KARDEA! for outstanding projects of young people

In cooperation with Erste Foundation, Vienna University of Economics and Business and the Erste Financial Life Park , we have initiated KARDEA! – the first countrywide prize for financial education in schools. This award places exceptional projects and innovative approaches in the field of financial education in the limelight and helps to spread them.

In November 2019, the first 12 winner projects were chosen by a jury and the award winners were honored during a festive ceremony.

Further details regarding this award are available on www.kardea.org.

A playful introduction to investment

Capital market and investment are topics that are becoming more and more important nowadays, but are not always easy to convey – especially to children and young people.

Thus, we have developed a new online-challenge on the topic of provision and investing for the Erste Financial Life Park in cooperation with the Vienna Stock Exchange and the Serious Gaming experts of ovos. During six interactive chapters, young people from the age of 14 discover, why the topic of investment is important, they are introduced to the most important aspects of shares, fonds etc. and they learn what needs to be considered before investing.

Start the FLiP Investment Challenge now!

Financial education within the family

Based on our videos for parents, we have created a comprehensive series of articles for parents on behalf of Verbands Schweizerischer Kantonalbanken (VSKB). These articles have been published online as well as in two high-circulation Swiss family journals. This way, we motivate parents in Switzerland to talk with their children about money, to develop helpful behaviour patterns and to avoid traps. Read the articles here.

Joining forces
for a better life

Consulting

Is your company cares about financial education? You want to do something to help more people lead a free and self-determined life? We are happy to support you in this.

Three Coins Finanzbildung Beratung

Basics workshop:
Your financial literacy strategy

In our basics workshop, you will gain insight into the challenges of lack of financial literacy. We point out why we do what we do and what we value. We clear the confusion of definitions up and present best practices, both locally and internationally.

Together, we will work out how the topic of financial education can be tackled or developed authentically in your organisation – from stakeholder analysis via concepts through to specific next steps.

Individual project support

If the subject of financial literacy is already anchored in your mentality or you are already working on a project, we will gladly support you and your team in strategic and content-related questions. We are happy to share with you our expertise and experience from the last eight years in the field of financial education so that you do not have to re-invent the wheel. Our repertoire ranges from knowledge of financial education and behavioural sciences via the correct approach to different target groups, gamification and games up to technology and suitable media choices as well as impact measurement.

Three Coins Finanzbildung Beratung

Spreading
impactful formats

Licensing

As a social business, the broad impact of our formats is our highest priority. That is why we are spreading our proven formats through licensing. The fields of application are different and our formats can be adapted. They reach young people in their spare time, at school, in social institutions and youth groups or in your company. This way, we create a significant multiplier effect. With our licensing partners, we are playing a pioneering role in the field of innovative and effective educational formats.

Examples of our licensing options are:

Three Coins Finanzbildung Lizensierung

Financially fit in just 5 weeks –
Our Financial EmpowerCamp

An e-mail bootcamp for financial health tailored to personal financial behaviour  – that is the Financial EmpowerCamp. Over a period of five weeks, each week we deliver an individual compilation of helpful tips and tricks, rules of thumb and challenges for a more sustainable approach to money – directly into your inbox.

Connect play with learning.
We have done it.

From 2012 to 2019 our multi-award-winning CURE Runners-program reached more than 50,000 young people in five countries. The smart phone game about the mysterious CURE was being used as an entry point into an interactive financial education workshop for teens. The game was developed in co-operation with one of the leading providers in the field of serious games, ovos media. In 2014, it was presented as Best Practice by the OECD. You can find further information directly on the CURE Runners website.

Our licensing partners

We strengthen, impart
and enable

Workshops

We know a lot of methods and tools to teach financial skills effectively and we use them in workshops with different target groups. In addition, we provide all means to spread financial literacy to people that work with our target groups themselves.

Play and experience.

All our methods of financial education aim at longterm behavioural change. This is why we use a playful approach, intuitive rules of thumb and challenges that can easily be transferred into real life.

Made to measure for
our target groups.

The younger you benefit from financial education, the more sustainable it influences your future handling of money. This is why we have developed specific educational programmes for the following target groups:

  • Reading for pupils from 6 years on
  • School workshops for students from 13 years on
  • Series of workshops for apprentices
  • Training for youth workers and other people working with teenagers
  • Workshops for parents

Want to know more?

With whom do we work With whom do we work