Who is behind Three Coins

Financial literacy for
today and tomorrow

The Core Team

Behind Three Coins stands a team of motivated people from different backgrounds dedicated to pioneering new ways of conveying a responsible approach to money.

My most important rule of thumb:
The ultimate formula for spending money: half of my money is for things I “need”, one third for things I “want”, and the rest is for saving or investing.


My most important rule of thumb:

The first expense of the month is for my future me – part of my salary is dedicated to saving.


My most important rule of thumb:

I always have at least three monthly salaries at the side – so I can sleep peacefully.


Taking financial literacy further

Contributers and Trainers

Format development & Research

The work of Three Coins is very important. I’m happy to be able to contribute, to improve people’s financial education and to enable them to live more self-determinedly.

Sponsoring Projects

Three Coins is doing pioneering work. Solid financial education not only influences people’s individual lives, but also society as a whole.

PR & Communications

The financial education formats developed by Three Coins aren’t reserved for specific social classes and are available to anybody. I’m happy to support such an inclusive educational approach.

Three Coins Sozialunternehmen Trainer Michael

I appreciate that Three Coins broaches such an important issue that frequently isn’t talked about in our society, but concerns all of us. And they do it in a very innovative way.

Three Coins Sozialunternehmen Trainerin Elena

In my work with Three Coins I’m motivated by working with innovative methods in order to convey money management skills that make people more selfconfident in the future.

Photo © Mira Nograsek

Three Coins Sozialunternehmen Trainer Benni

Money is a topic that is not addressed frequently enough. Three Coins changes that! Important skills are taught in an exciting way, which motivates me to support this social business.

Achieving more
together with partners

Our Partners


Three Coins Clients Erste Foundation


Collaboration partners