{"id":1497,"date":"2016-04-28T11:32:55","date_gmt":"2016-04-28T11:32:55","guid":{"rendered":"https:\/\/www.threecoins.org\/?p=1497"},"modified":"2016-04-28T11:32:55","modified_gmt":"2016-04-28T11:32:55","slug":"oecd-konferenz-financial-resilience-throughout-life-you-have-to-catch-them-young","status":"publish","type":"post","link":"https:\/\/www.threecoins.org\/2016\/04\/28\/oecd-konferenz-financial-resilience-throughout-life-you-have-to-catch-them-young\/","title":{"rendered":"OECD-Konferenz \u201cFinancial Resilience Throughout Life\u201d &#8211; \u201cYou have to catch them young.\u201d"},"content":{"rendered":"<p>\t\t\t\t<em>Von Eva-Bettina Gruber und Hans W. Grohs<\/em><\/p>\n<p style=\"text-align: justify\"><strong>Wir sind letzte Woche nach Amsterdam gereist und haben Three Coins auf der OECD-Konferenz unter dem Titel <a href=\"https:\/\/www.oecd-infe-amsterdam2016.nl\/programme\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u201cFinancial Resilience Throughout Life\u201d<\/a> vertreten. Au\u00dferdem hatten wir die Gelegenheit, gemeinsam mit der niederl\u00e4ndischen Organisation \u201cMoneyWise\u201d eine Breakout-Session zu moderieren. Eine tolle Erfahrung!<\/strong><\/p>\n<p style=\"text-align: justify\">Ebenso wie die Idee vom \u201eLebenslangen Lernen\u201c erstreckt sich die Frage der Vermittlung von Skills f\u00fcr \u201eFinanzkompetenz\u201c heute auch auf einen lebenslangen Prozess. Die verschiedenen Zielgruppen, beginnend bei Kindern, decken bald das gesamte Altersspektrum ab. Beobachtbar war, dass zunehmend mehr Augenmerk auf Personen die vor der Pensionierung stehen gelegt wird. Wenig innovativ, aber typisch waren daher pr\u00e4sentierte Pensionsrechner. Diese zeigen den in vielen L\u00e4ndern immer sp\u00e4teren Zeitpunkt des Pensionsantritts an und auch die H\u00f6he der zu erwartenden Einkommen.<br \/>\nIm Gro\u00dfen und Ganzen bleibt aber der Schwerpunkt bei den Jugendlichen. Nicht nur die Finanzindustrie mit dem Interesse der Kund_innenbindung sondern auch die Finanzbildungspolitik folgt daher der Aufforderung, welche K\u00f6nigin M\u00e1xima in ihrer Er\u00f6ffnungsrede vorbrachte: <strong>You have to catch them young.<\/strong><\/p>\n<div id=\"attachment_1499\" style=\"width: 310px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1499\" class=\"size-medium wp-image-1499\" src=\"https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild1-300x200.jpg\" alt=\"Die niederl\u00e4ndische K\u00f6nigin M\u00e1xima h\u00e4lt ihre Er\u00f6ffnungsrede.\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild1-300x200.jpg 300w, https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild1-768x511.jpg 768w, https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild1.jpg 940w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><p id=\"caption-attachment-1499\" class=\"wp-caption-text\">Die niederl\u00e4ndische K\u00f6nigin M\u00e1xima h\u00e4lt ihre Er\u00f6ffnungsrede.<\/p><\/div>\n<p style=\"text-align: justify\">Begr\u00fcndung f\u00fcr diese Einstellung findet sich in der Hirnforschung (Vortrag von Eveline Crone, Universit\u00e4t Leiden), die in der Altersgruppe bis 20 Jahre ganz besonders bei jungen M\u00e4nnern die h\u00f6chste nat\u00fcrliche Risikobereitschaft bei finanziellen Entscheidungen ortet. Diese fallen aber nicht nur hormonbedingt, sondern auch beeinflusst durch Umwelt und Peer-Kontakte. In dieser Lebensphase sind Entscheidungen stark gebunden an ein unmittelbares und weniger langfristiges Belohnungssystem.<\/p>\n<h6 style=\"text-align: justify\">\u201e10 Golden Rules For Online Tools\u201c<\/h6>\n<p style=\"text-align: justify\">Wir beide erarbeiteten mit niederl\u00e4ndischen Vertreter_innen von <a href=\"http:\/\/www.wijzeringeldzaken.nl\/english\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u201eMoney Wise\u201c<\/a> und <a href=\"https:\/\/www.nibud.nl\/consumenten\/het-nibud\/organisatie\/nibud\/\" target=\"_blank\" rel=\"noopener noreferrer\">Nibud<\/a> die \u201e10 Golden Rules for Online Tools\u201c. In einer von f\u00fcnf Breakout-Sessions konnten wir unsere Erfahrungen mit dem Smartphone-Game CURE Runners und dem dazugeh\u00f6rigen Format abstrakt umlegen. Das Interesse von fast 100 Teilnehmer_innen war enorm. Es gab viele Nachfragen zum Game sowie zu unseren Thesen zu Zielgruppenidentifikation, Action- und Erfahrungsorientierung und Kooperationen.<\/p>\n<p style=\"text-align: justify\">Das CURE Runners-Format war eines der wenigen konkreten digitalen Angebote und daher wieder einmal viel beachtet. Das erleichterte uns den Einstieg in die Vernetzungsarbeit und trug dazu bei, das Interesse f\u00fcr die geplante Internationalisierung unseres Formats zu wecken.<\/p>\n<div id=\"attachment_1500\" style=\"width: 310px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1500\" class=\"size-medium wp-image-1500\" src=\"https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild2-300x200.jpg\" alt=\"Eva \u00fcberzeugt unser Publikum w\u00e4hrend der Breakout-Session.\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild2-300x200.jpg 300w, https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild2-768x511.jpg 768w, https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild2.jpg 940w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><p id=\"caption-attachment-1500\" class=\"wp-caption-text\">Eva \u00fcberzeugt unser Publikum w\u00e4hrend der Breakout-Session.<\/p><\/div>\n<div id=\"attachment_1501\" style=\"width: 310px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1501\" class=\"size-medium wp-image-1501\" src=\"https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild3-300x200.jpg\" alt=\"Hans mischt sich unter die Zuh\u00f6rer_innen.\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild3-300x200.jpg 300w, https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild3-768x511.jpg 768w, https:\/\/www.threecoins.org\/wp-content\/uploads\/2016\/04\/Bild3.jpg 940w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><p id=\"caption-attachment-1501\" class=\"wp-caption-text\">Hans mischt sich unter die Zuh\u00f6rer_innen.<\/p><\/div>\n<h6 style=\"text-align: justify\">Under Construction<\/h6>\n<p style=\"text-align: justify\">Auf strategischer Ebene ging es auch an dieser Konferenz und in der vorgeschalteten OECD\/INFE-Arbeitsgruppe um nationale Anstrengungen. Hochrangige Politiker wie der niederl\u00e4ndische Finanzminister Dijsselbloem oder der Generalsekret\u00e4r der OECD, Angel Gurr\u00eda, waren sich einig: \u201cCountries that have not yet done so should develop national strategies\u201d. Die Strategie f\u00fcr \u00d6sterreich (ein spezieller Blick sei erlaubt, auch wenn wir grunds\u00e4tzlich verschiedenste regionale Entwicklungen verfolgen) die im Policy Handbook der OECD ebenfalls als \u201ein Planung\u201c aufscheint kann man bestenfalls als \u201eUnder Construction\u201c bezeichnen. Einen breiten politischen Auftrag dazu wie zum Beispiel in den Niederlanden gibt es hier noch nicht.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Von Eva-Bettina Gruber und Hans W. Grohs Wir sind letzte Woche nach Amsterdam gereist und haben Three Coins auf der OECD-Konferenz unter dem Titel \u201cFinancial Resilience Throughout Life\u201d vertreten. Au\u00dferdem hatten wir die Gelegenheit, gemeinsam mit der niederl\u00e4ndischen Organisation \u201cMoneyWise\u201d eine Breakout-Session zu moderieren. Eine tolle Erfahrung! Ebenso wie die Idee vom \u201eLebenslangen Lernen\u201c erstreckt [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[12,19,32],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OECD-Konferenz \u201cFinancial Resilience Throughout Life\u201d - \u201cYou have to catch them young.\u201d &#8226; Three Coins<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.threecoins.org\/2016\/04\/28\/oecd-konferenz-financial-resilience-throughout-life-you-have-to-catch-them-young\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OECD-Konferenz \u201cFinancial Resilience Throughout Life\u201d - \u201cYou have to catch them young.\u201d &#8226; Three Coins\" \/>\n<meta property=\"og:description\" content=\"Von Eva-Bettina Gruber und Hans W. 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