Three Coins

Legal Notice

Three Coins is a social enterprise that has been developing impactful financial education products and strategies in the community for over 10 years. We are convinced that increased financial skills are one of the greatest levers for self-determination, equal opportunities and a healthy economy. For that reason, we want to impart financial competency to as many people as possible in a practical and impactful way. In order to achieve this goal, we work with the public hand, NGOs and private organisations. Our offer covers consulting, workshops and format development, like amongst others e-learning tools, games and awareness campaigns.

Three Coins is a social business because we are convinced that societal issues can and must be tackled with an entrepreneurial approach. This is why our social impact has priority. We commit ourselves to a zero-dividend-policy and to reinvesting all profits direclty into the  purpose of the company – impactful financial education. Three Coins is a member of the Social Entrepreneurship Network Austria. We have also been awarded the “Verified Social Enterprise” label by the Federal Ministry of Labor and Economy. We are registered as a GmbH because there is no specific legal structure for social businesses yet in Austria.

Business purpose

Development of, implementation of and consultation for projects in the area of financial literacy, in particular, in the creation of innovative IT products to support financial education in fundamentals. Establishment and operation of an expert network for “financial literacy” as a platform for the development of new approaches, models and knowledge in the area of financial education.

VAT number: ATU67285519

Commercial register number: FN381438p

Commercial Register Court: Commercial Court Vienna

Headquarters: Three Coins GmbH, Liechtensteinstr. 25/DG, 1090 Wien, Email: [email protected]

Managing Director: Goran Maric, BSc (WU)

Owner/operator of the website: Three Coins GmbH

Responsible for the content: Goran Maric, Liechtensteinstr. 25/DG, 1090 Wien, Email: [email protected]

Usage conditions

The contents of this website are free to use and are for informational purposes only. There are no legal transactions between the owner and the users through the use of the choices of the website. Further procedures between providers and users and the possible subsequent conclusion of contracts between providers and users are at the sole discretion of the users.


Given the technical characteristics of the internet, no guarantee can be provided for the authenticity, accuracy or completeness of the information made available. There is also no guarantee that the website and its contents will remain available or operational.

Any liability for direct, indirect or other damages, regardless of causes, arising from the use or unavailability of the data and information of this website is excluded in so far as legally permissible.

The content of this website is protected by copyright. The information is intended only for personal use. Any further use, in particular saving in databases, copying and every form of commercial use as well as disclosure to third parties – in parts or in revised form – without the consent of website owner is prohibited.

Hyperlinks are welcome on this website. Any inclusion of individual pages of our offer in external frames is to be refrained from, as well as the making available of our RSS feed on external sites.

Liability for links

This website contains links to external websites over which we have no control. Therefore, we cannot accept any responsibility for this external content. The respective providers or operators of the linked pages are always responsible for their content. The linked pages were checked for possible legal infringements at the time of linking. No such content was apparent at the time the links were created. Continuous monitoring of the content of linked pages is not, however, reasonable without specific indications of legal violations. When we become aware of legal violations, we shall remove such links immediately.

General Terms and Conditions

Please find the General Terms and Conditions of Three Coins GmbH here.