About us
Behind Three Coins stands a team of experts from the fields of economy, pedagogics, project management, training and behavioural science. The joint goal: To convey financial literacy to as many people as possible in a practical and impactful way together with the public hand, NGOs and private organisations.
Goran Maric, BSc (WU)
(he/him)
Managing Director
Personal rule of thumb
The ultimate formula for spending money: half of my money is for things I need, one third for things I want, and the rest is for saving or investing.
Mag.a Lena Gugenberger, MBA
(she/her)
Head of Operations
Personal rule of thumb
I always have at least three monthly salaries at the side – so I can sleep peacefully.
Theresa Graf, MSc (WU)
(she/her)
Project Lead
Personal rule of thumb
Before spending higher amounts of money, I ask myself, if i really need it or if I just want to have it right now.
Arian Hartwig, MA
(he/him)
Project Management
Personal rule of thumb
New mobile phone? Sleep on it for a night first! I take time to compare prices and set price alarms, so I get a feeling for what certain things are worth to me personally.
Team Geldleben
As part of our current milestone project “Bildung & Beratung Geldleben”, well-trained advisors support us in passing on financial education.
Taking financial literacy further
Katharina Norden
Co-Founder & Ex-CEO
Eva-Bettina Gruber
Ex-COO
Three Coins-Trainers
Michael
Maria
Markus
Lisa
Matthias