Three Coins

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Financial literacy for schools

Schools have a particularly large amount of leverage when it comes to financial education – because they reach all children. Three Coins has therefore developed special formats for both primary school pupils and older students to help them take their first steps towards good money management.

KARDEA! – Financial Literacy Award

In cooperation with ERSTE Foundation, WU Vienna and Erste Financial Life Park and under the patronage of the Federal Ministry of Finance, we have launched KARDEA! – the first Austria-wide prize for financial education in schools. This helps to bring extraordinary project ideas and innovative approaches in financial education to the fore and to spread them further. The submission period runs annually from October to February.

Financial education workshops for schools

2.5-hour workshop for young people aged 13 to 17.

In our financial literacy workshops for pupils, we focus on self-reflection about consumption and spending patterns. We also concentrate on teaching basic skills in a playful and realistic way as a basis for sustainable money management. The topics we work on with the pupils are budgeting, consumption, debt and the digital world.

Thanks to a cooperation with the Chamber of Labour Burgenland, we can offer this workshop free of charge for schools in Burgenland. For Viennese schools, our workshops can be booked as part of the “Wiener Bildungschancen“-programme. An additional funding opportunity can be found on the platform “Wirtschaft erleben“.


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Money Class

Digital financial education-lesson for grades 5-8

Money Class is a ready-to-use school lesson that helps teachers to convey financial education competently, effectively and yet with little effort. The Money Class documentation includes a video that accompanies the entire lesson, a detailed lesson plan and ready-made working materials. This way, we enable pupils to successfully get started with the topic of financial education.

The video can be found here and the additional documents can be downloaded here.

Smartphone game “Dein Leben, deine Entscheidung”

In the serious game “Dein Leben, deine Entscheidung”, users can choose from nine different characters, gain an insight into different life situations and can actively influence the course of the game through their decisions – all with a single swipe. The aim of the game is to make decisions in such a way that negative consequences are avoided.

The app conveys important content in a playful way and can be experienced in a realistic way and at eye level. Topics in focus include inflation, making ends meet, digital money traps, dealing with debt and workers’ rights.

FLiP Investment-Challenge

For a fun introduction to the world of investment

Basic knowledge of the capital market is becoming increasingly important in today’s world. Together with the Vienna Stock Exchange and the serious gaming experts from ovos, we have designed an online challenge on the subject of pensions and investing for the Erste Financial Life Park. In six exciting modules, pupils aged 14 and over learn why the topic of investment is important, what shares & co. are all about and what needs to be considered when investing.

Learning Snacks

Online tool for primary school pupils

Together with the Library Education Centre of the Vienna Libraries, we are teaching the basics of good money management in a new digital format: Learning Snacks.

This online tool enables the interactive and playful teaching of financial education to children. Based on stories from their lives, basic money management skills are addressed.

With the Learning Snacks, we provide educators with a helpful tool for teaching basic content in an effective and realistic way.

(Registration necessary)

Reading “Geld zu verkaufen”

One-hour workshop for children between the ages of 6 and 10

You can talk about money with children as young as primary school age – after all, everyone has wishes, fears and dreams.

After a reading of “Geld zu verkaufen” (Lorenz Pauli and Claudia de Weck), we playfully address important (money) topics and discuss our thoughts on the subject of money in an open atmosphere.

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